Welcome to KENTUCKY-BRED Insurance
High-Tech Coverage. Hometown Service.
Locally owned and dedicated to protecting what matters most across the Bluegrass State.
What We Cover
Our Insurance Services
Discover personalized insurance solutions designed to protect your home, car, business, and family with trusted local expertise.
At Kentucky-Bred Insurance, we take pride in being a locally owned, community-driven agency dedicated to protecting Kentucky families and businesses. Our team understands local needs and delivers personalized coverage with genuine care, trust, and commitment.
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Why CHOOSE uS
Why Kentucky Families Choose Our Insurance Services
We’re more than an insurance agency — we’re part of your community. Our team provides dependable protection, personal guidance, and honest service tailored to every client’s unique needs.
Expert Guidance
Get personalized support from experienced local agents who understand Kentucky families and businesses — ensuring you get the right coverage for your needs.
Fast Claims
Enjoy fast, stress-free claims handled quickly by our responsive support team, so you can get back to what matters most.
Locally Rooted, Community Driven
Protecting Kentucky Homes, Businesses, and Lives Confidently
At Kentucky-Bred Insurance, we proudly serve our community with reliable protection for homes, vehicles, businesses, and families across Kentucky. As a locally owned and community-focused agency, we combine deep Kentucky roots with personalized service, offering tailored insurance solutions that safeguard what matters most — from everyday needs to your long-term goals and dreams.
Meet With Your Agents!
What Clients Say
Trusted by Clients Across Kentucky
Our clients trust us for reliable insurance, personal support, and peace of mind that truly protects their investments.
EXCELLENT Based on 245 reviews Posted on Clayton SasseTrustindex verifies that the original source of the review is Google. Great experience switching over to Kentucky Bred. Made it easy, simple, and they were fast.Posted on David LamonTrustindex verifies that the original source of the review is Google. Posted on Alex CliftonTrustindex verifies that the original source of the review is Google. Matt was great! He made getting insurance super easy. He explained everything clearly and helped me find the right coverage. Couldn’t have asked for a smoother experience!Posted on JohnTrustindex verifies that the original source of the review is Google. My overall experience was absolutely excellent from start to finish. I would personally like to thank my agent Jared, for his level of professionalism, courtesy and expertise. If you were searching for a new insurance company look no further than Kentucky-Bred Insurance I would highly recommend them to anyone, you absolutely will not be disappointed.Posted on Jeremy McManigleTrustindex verifies that the original source of the review is Google. Jared is an excellent agent. He formatted a insurance package that exceeded my previous insurance of 15+ years with better coverage for the same premiums. Jared has a great team assembled to help with insurance needs. Local business providing local services. Amazing customer support.Posted on Sandy HartleyTrustindex verifies that the original source of the review is Google. Ryan was very nice, explained everything in detail. Saved me money! Would definitely recommend.Posted on Daniel CrosbyTrustindex verifies that the original source of the review is Google. Ryan is excellent and fast!! Very happy to be working with the team!Posted on Katie McGuffieTrustindex verifies that the original source of the review is Google. Jared went above and beyond to help get us the right coverage for our home and vehicles!Posted on Isaac ThompsonTrustindex verifies that the original source of the review is Google. Man I love this company ! Ryan is always so helpful and quick with responses , great prices and great people ! I have been a customer since me and my wife bought our first home , they helped tremendously with the whole confusing process ! Very trustworthy people ! Would recommend 10/10Posted on jamie harrodTrustindex verifies that the original source of the review is Google. Ryan is a rock star
EXCELLENT Based on 245 reviews Posted on Clayton SasseTrustindex verifies that the original source of the review is Google. Great experience switching over to Kentucky Bred. Made it easy, simple, and they were fast.Posted on David LamonTrustindex verifies that the original source of the review is Google. Posted on Alex CliftonTrustindex verifies that the original source of the review is Google. Matt was great! He made getting insurance super easy. He explained everything clearly and helped me find the right coverage. Couldn’t have asked for a smoother experience!Posted on JohnTrustindex verifies that the original source of the review is Google. My overall experience was absolutely excellent from start to finish. I would personally like to thank my agent Jared, for his level of professionalism, courtesy and expertise. If you were searching for a new insurance company look no further than Kentucky-Bred Insurance I would highly recommend them to anyone, you absolutely will not be disappointed.Posted on Jeremy McManigleTrustindex verifies that the original source of the review is Google. Jared is an excellent agent. He formatted a insurance package that exceeded my previous insurance of 15+ years with better coverage for the same premiums. Jared has a great team assembled to help with insurance needs. Local business providing local services. Amazing customer support.Posted on Sandy HartleyTrustindex verifies that the original source of the review is Google. Ryan was very nice, explained everything in detail. Saved me money! Would definitely recommend.Posted on Daniel CrosbyTrustindex verifies that the original source of the review is Google. Ryan is excellent and fast!! Very happy to be working with the team!Posted on Katie McGuffieTrustindex verifies that the original source of the review is Google. Jared went above and beyond to help get us the right coverage for our home and vehicles!Posted on Isaac ThompsonTrustindex verifies that the original source of the review is Google. Man I love this company ! Ryan is always so helpful and quick with responses , great prices and great people ! I have been a customer since me and my wife bought our first home , they helped tremendously with the whole confusing process ! Very trustworthy people ! Would recommend 10/10Posted on jamie harrodTrustindex verifies that the original source of the review is Google. Ryan is a rock star
Get Your Personalized Insurance Quote
Find the right coverage for your home, auto, or rental property- with real guidance from a local Kentucky-Bred agent.
Start Your Quote
Why Choose a Kentucky-Bred Quote?
- We compare multiple carriers to find you best rate.
- Personalized recommendations from local Kentucky agents.
- No pressure, no spam just honest guidance.
- Fast response and clear, simple next steps.
Working Process
Our Simple Process
Our process is designed to keep things simple, transparent, and personal — so you can get the coverage you need without the hassle.
Meet With an Agent
Start by connecting with a local Kentucky-Bred agent who will shop multiple carriers on your behalf. We’ll compare options, explain the differences, and recommend the best coverage for your needs.
Select Your Insurance
Review your options with your agent and choose the plan that fits your home, auto, or investment properties — all with honest guidance and no pressure.
Get your insurance
Once you’ve made your selection, we’ll handle the paperwork and activate your coverage quickly, so you can enjoy peace of mind knowing you’re fully protected.
Insurance Benefits
See How Our Insurance Plans Work for You
- Personalized Coverage Options We shop multiple trusted carriers to find the right protection for your home, car, or rental property — coverage that fits your needs and budget.
- Fast, Local Claims Support When life happens, our Kentucky-based team is here to help. Expect quick, stress-free claim support from real people who care. Plus 24/7/365 support from the carriers we work with.
- Reliable Protection You Can Trust Rest easy knowing your assets are protected by dependable coverage backed by genuine hometown service.
Protect your future today with plans built for you.
Helpful Resources
Watch Our Quick Insurance Insight Videos
Our short videos make insurance simple, clear, and even a little fun—we promise you won’t fall asleep watching!
