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Home : Auto : Renters : Condo : Rental Properties
Umbrella : Marine : Life : Motorcycle & More!

Located in J-town with clients all over Kentucky & Indiana

Don't take our word for it.
Let our clients tell you!

Phillip Hogg

We have used Kentucky Bred for our homeowners, flood and auto insurance for a year now. Matt has been very courteous, professional and timely in all of our dealings. Because of Matt, we were able to prevail upon the bank to review and dispense with the requirement of flood insurance. This saves us over $2,000 per year. My only regret is that we are limited to only 5 stars to give!!!!
I reached out to Matt because I hadn't received a quote on my home or auto insurance in a long time. He was able to save me a substantial amount of money, while also improving my coverage. He also sends personalized video clips that help breakdown the coverage you are getting. Overall great experience.

Tucker Hargrove

I have known Matt since college and you will not find a better agent than him! Matt has a true passion for what he does and he will not sleep until the job is done! Matt’s professionalism, personality and knowledge all combine to make for a wonderful transaction that is smooth and seamless.
His ability to explain plan details and his patience with answering questions are some of his best qualities. I could not ask for a better agent and I think I have found mine for life! Yasser has also been a great addition to the team and I thoroughly enjoy working with them both. Look no further than Kentucky-Bred Insurance!

Krish Gopathi

Yasser es una persona amable y atento recomiendo esta compañía 💯 sastifecha con sus servicio 👌

Nolvia Oseguera

More of the self help type? 
Our videos are very informative!
(we promise not to put you to sleep)

Frequently asked questions 

How do I know that I am getting the same or better coverage with the policies you are proposing?

We run previous insurance reports. These reports allows us to match your current liability limits. Many clients choose to increase their overall coverage once they see the savings involved.

 

Okay, what about the coverage on my home?

We run extensive property characteristic reports to insure proper coverage.  

Our home policies are 100% replacement cost. This means our insurance companies will rebuild a brand new home to your current homes exact specifications (i.e. sqft, # of bathrooms, brick or frame, roof type, garage, foundation type, etc.) in the event of a total loss. 

Your licensed agent will discuss various endorsements that provide additional peace of mind including Water-Backup, Earthquake, Buried Utility Lines, etc. 

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Who do I call if we have a claim?

You get the best of both worlds...

1) Local advice from your agent between 9:00am - 6:00pm M-F

2) 24/7/365 advice directly from your insurance company. 

Who do I call for general policy questions/concerns? 

You speak with your local agent! All agents are fully licensed. We are located right here in Jeffersontown, Louisville, Kentucky. 

We handle and process all proof of insurance requests, billing questions, vehicle changes, driver changes, home updates, and anything else you can think of. 

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How do I cancel with my current insurance company?

Insurance agents/companies all use, and accept, a universal cancellation form. We will fill this out for you and send to your old agent. 

​No messy breakup!

 

My home insurance is paid though my mortgage/escrow. Does that make this difficult?​


Not at all, We handle everything. We simply need two pieces of info:

1) The name of your lender

2) The loan number associated with your home loan. 

Where is your office located?

10528 Watterson Trail
Louisville KY 40299.

Monday - Thursday 9:00am - 6:00pm

Fridays 9:00am - 5:00pm.

(we sneak out early on Fridays)

Saturday & Sunday by appointment.

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